🔧 Top 5 Benefits of Mechanical Breakdown Insurance (NZ Guide)
Car repairs in New Zealand can be costly and unpredictable. That’s where Mechanical Breakdown Insurance (MBI) comes in — a smart, affordable way to protect yourself from surprise repair bills. Whether you’re driving a petrol, diesel, or hybrid car, MBI gives you peace of mind.
✅ 1. Peace of Mind on the Road
No one enjoys surprise breakdowns. With MBI, you know you’re protected from unexpected repair costs. This means less stress and more confidence on every trip — especially important if you commute daily or rely on your car for work or family transport.
💰 2. Big Cost Savings
Major repairs like transmissions or hybrid systems can cost thousands. MBI can reduce these costs to just a small excess (often $250). Here’s a quick comparison:
| Repair Type | Without MBI | With MBI |
|---|---|---|
| Transmission replacement | $4,500 | $250 excess |
| Suspension rebuild | $2,000 | $250 excess |
| EV/hybrid battery repair | $7,000+ | Covered |
Over time, MBI could save you thousands of dollars.
🛠 3. Comprehensive Protection
MBI typically covers:
-
Engine, transmission, and suspension systems
-
EV battery and hybrid electronics
-
Onboard computers and air conditioning
-
AA Roadside Assistance, towing, and rental car support
Many policies also include accommodation if you're stranded far from home.
🚗 4. Easy Repairs Nationwide
Mechanical Breakdown Insurance isn’t tied to one workshop. You can take your vehicle to any licensed repairer in NZ. The process is simple — no major paperwork or long wait times for approval.
📈 5. Better Resale Value
Having MBI shows buyers that your vehicle has been protected and well cared for. Some policies can be transferred to the new owner, which adds value and peace of mind — making your car easier to sell and often worth more.
🛡 Why Get MBI Through Dave Allen Motors?
-
Trusted MTA Assured dealership
-
Over 200 vehicles in stock
-
AA Roadside Assistance and rental car support included
-
Friendly finance team to explain your coverage options
-
Fast, simple process with no hidden costs
📍 Ready to Protect Your Car?
Click below to speak to our team and add MBI to your next vehicle:
Various levels of warranty are available, all offering 5-star protection. Speak to our Business Manager today for a detailed individual quote.