Just arrived in New Zealand? Welcome! Whether you’ve moved here for work, family, or a fresh start — we know how exciting and overwhelming relocating can be.

At Dave Allen Motors, we’re here to help you get moving with car finance designed for new immigrants. Even if you haven’t established a full credit history yet, you may still be eligible for finance — and we’ll help guide you through the process.

Can new immigrants get car finance in New Zealand? Absolutely. While it can be trickier if you don’t have a local credit score, many lenders are happy to consider your overseas employment, visa status, and financial stability when reviewing your application.

We work with finance companies that understand your situation and will look at your full picture — not just the numbers.

Whether you're in Auckland, Christchurch, or Hamilton — our friendly team has helped new arrivals across NZ get the car they need, faster. We serve customers in Hamilton, Waikato, and throughout New Zealand.

Apply for vehicle finance here or contact our team to ask any questions about eligibility or documentation.

✅ Can I apply for car finance in NZ without a permanent residency?

Yes. Many lenders accept work visas, student visas, and other temporary residency statuses — especially if you can show stable income and affordability.

✅ What documents do I need as a new migrant applying for vehicle finance?

Typically, you'll need a valid NZ driver’s licence (or international licence with translation), proof of income, visa details, and proof of address like a rental agreement or utility bill.

✅ Can I apply if I’m on a work visa or student visa?

Yes, we’ve helped many applicants on work and student visas secure car finance. Approval depends on your income, expenses, and how long your visa is valid.

✅ How long does the finance approval take for immigrants in NZ?

In most cases, pre-approval is possible the same day. Having your documents ready can speed up the process significantly.