Disclosure Statement

As part of the CCCFA (Credit Contract and Consumer Finance Amendments Regulations) 2015 all responsible lenders are now required to publish certain information to help people make a more informed decision when deciding to use finance.


When Dave Allen Motors arrange finance for you with one of our lenders, it will fall within a fixed interest rate range of 9.95% and 17.95%.

The fixed interest rate charged will depend on your financial circumstances taking into account:

  • How much you want to borrow
  • Your Income
  • The term of your loan
  • Other financial commitments
  • Your credit history

Although we would like to provide you with a more definitive answer on your interest rate, there are several factors that we cannot assess without you completing an application.

All our fees as detailed below are identical regardless of the interest rate you are charged.

To understand the fixed interest rate that will apply to you please call or email our Business Manager.

The following is a description of the standard fees that may be charged in relation to a finance agreement.

New Zealand Vehicle Finance 

Standard Terms and Conditions

Standard Fees and Charges

Marac Finance 

Schedule of Standard Fees and Charges Applied to Consumer Contracts

Consumer Loan and Security General Terms


Finance Now 



CFS Finance



Oxford Finance



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