Best Car Finance Rates NZ
Best Car Finance Rates NZ – No Deposit & Flexible Terms
Compare the Best Rates in New Zealand
At Dave Allen Motors, we work hard to connect our customers with the best car finance rates in NZ. Whether you are buying your first car, upgrading, or need a second vehicle for your family, our finance specialists make it simple, fast, and affordable.
✔️ Fixed and flexible interest rate options
✔️ Terms from 1 to 6 years
✔️ No deposit required (TAP)
✔️ Quick online application
✔️ Nationwide approvals & delivery
What Impacts Your Car Loan Rate?
Several factors determine what interest rate you will be offered:
- Your credit profile
- Loan term & deposit amount
- Vehicle age & price
- Employment and income details
Our finance team will review your application and connect you with trusted lenders across NZ to get the best deal available for your situation.
💬 What Customers Say About Our Finance Team
"I shopped around and Dave Allen Motors had the best rate and friendliest service. Approved the same day with no deposit needed."
Michael G, - Rotorua
"Quick, honest and the lowest finance rate I could find. Super professional."
Stephanie M, - Auckland
✅ Why Dave Allen Motors?
- Over 25 years in business with 48,000+ vehicles sold
- 600+ Google 5 Star Reviews
- Free AA Pre-Purchase Appraisal
- MTA Assured & VTNZ Certified Vehicles
- Apply online 24/7
Helpful Links
❓ Frequently Asked Questions
What is the best car finance rate in NZ?
Rates vary by lender and customer profile. Some finance providers we work with offer rates from as low as 8.95% for eligible applicants.
Can I get a good rate with no deposit?
Yes, we have no deposit options available and will still compare lenders to get the best rate possible.
Will my rate change over the loan term?
Most car loans in NZ are fixed rate loans. You will know your repayments up front for the full term.