Just arrived in New Zealand? Welcome! If you moved here for work, family, we know how exciting and overwhelming relocating can be.

At Dave Allen Motors, we’re here to help you get moving with car finance designed for people that have just arrived in NZ. Even if you haven’t established a full credit history yet, you may still be eligible for finance, and we will help guide you through the application process.

Can new immigrants get car finance in New Zealand? Absolutely. While it can be a little bit trickier if you don’t have any NZ credit history, many finance companies are happy to consider your overseas employment, visa status, and financial stability when reviewing your application.

We work with all the major finance companies that understand your situation and will look at your full picture, not just the numbers.

Whether you're in Auckland, Christchurch, or Hamilton, our friendly team has helped new immigrants across NZ get the car they need, faster. We serve customers in Hamilton, Waikato, and throughout New Zealand.

Apply for vehicle finance here or contact our team to ask any questions about eligibility or documentation.

✅ Can I apply for car finance in NZ without a permanent residency?

Yes. Many finance companies will accept work visas, student visas, and other temporary residency statuses, especially if you can show stable income and affordability.

✅ What documents do I need as a new migrant applying for vehicle finance?

You will need a valid NZ driver’s licence (or international licence with translation), proof of income (work contract) visa details, and proof of address like a rental agreement or utility bill.

✅ Can I apply if I’m on a work visa or student visa?

Yes, we have helped many applicants on work and student visas secure car finance in NZ. Finance approval depends on your income, expenses, and how long your visa is valid for in NZ.

✅ How long does the finance approval take for immigrants in NZ?

In most cases, we can have you pre-approved the same day. Having all your documents ready can speed up the process significantly.