Vehicle Finance For New Immigrants To NZ
Car Finance for New Immigrants in New Zealand
Just arrived in New Zealand and need a car to get around? At Dave Allen Motors in Hamilton, we make it easy for new immigrants, visa holders, and work permit residents to access fast, reliable car finance — even with $0 deposit.
With over 27 years of experience, we understand the unique challenges new immigrants face when arriving in NZ. That’s why we partner with over 10 trusted lenders who look beyond just credit history to find a finance solution that works for you. Our Business Managers will guide you through the whole process.
✅ Car Finance Options for Visa Holders
We provide vehicle loans to approved applicants on a wide range of visas including:
- Work visas (open or employer-sponsored)
- Student visas (with income proof)
- Resident and partnership visas
- Visitor visas with co-applicant support
Each application is assessed individually based on your situation and income. No NZ credit history? No problem — we’ll help guide you.
✅ Why Choose Dave Allen Motors?
- Over 590+ 5-Star Google Reviews
- No Deposit Finance Available
- Fast Online Approvals (Same Day in Most Cases)
- Nationwide Delivery Available
- MTA Assured Hamilton Dealership
- Free AA Pre Purchase Vehicle Apprasial
We’ve helped hundreds of new arrivals get on the road in a safe, quality vehicle with flexible repayment terms. We’re here to support your move to New Zealand with real solutions, not red tape.
✅ What You’ll Need to Apply
- Valid NZ Driver’s Licence or International Licence
- Proof of income (work contract / recent payslip or bank statement)
- Proof of address (utility bill or rental agreement)
- Visa documentation
You can complete our secure application in minutes — no paperwork, no stress.
✅ What Our Customers Say
⭐️⭐️⭐️⭐️⭐️ “As a recent migrant, I was nervous about getting finance. Dave Allen Motors helped me through every step and made it easy. Highly recommend!” – Raj, Auckland
💬 Frequently Asked Questions
Can immigrants in New Zealand get car finance?
Yes! We work with lenders who support new arrivals and assess your overall financial profile, not just credit history.
What types of visas are accepted?
We accept a wide range including work, student, partnership, and residency visas. Approval depends on your income and repayment ability.
Do I need a deposit?
Not always. Many of our customers are approved for car finance with no cash down, subject to lender criteria.
Can I apply online?
Yes, you can complete our application online, it's 100% secure and only takes a few minutes.
How fast is approval?
In most cases it's the same day, this normally depends on if we receive all the paperwork required.
Serving new immigrants across Hamilton, Waikato and all of New Zealand.